Activities
Tree Planting
As the cooperative names sounds “Kyarumba Banywani Trees Farmers Savings and Credits Cooperative society”, Tree planting is A conjugating project among the areas of KBT operation. The sky rocketing numbers of over 8000 members subscribing to Kbt is predominantly a result of tree planting
The major trees planted are of indigenous type particularly Grevillea Robusta that most of the cooperative farmers have planted due to its adaptability and persistence to the harsh environment. Besides Grevellia Robusta other trees species planted include;
Maesopsis eminii, Prunas Africana, Persea American, Mangifera indica, Markhamia Lutea, Artocapus, Polyscias Fulva, Toona Serrata, khaya, Albizia spp, Terminalia spp, Fagra spp among others under the program of carbon Trade to fight accumulation of carbon emissions and pollution. The trees are vivid in most areas of implementation thus a great positive impact to the environment and natural conservation.
Coffee Business
Basing on the cooperative objective of “encouraging group business to improve member savings” the cooperative sought of engaging in coffee business as one of the projects that will trigger the improvement of lives for farmers. This resulted into start of business in 2021.
The major grades that are dealt in are;
- Red cherry
- Drudger
- Parchment
Kbt has trustworthy agents in places of operation who the farmers avail coffee to that is then transported to the operation branches offices to verification. The farmers are availed with receipts reflecting any kilograms to capture the list of customers that support business. Additionally, receipts are issued out to ensure proper accountability for funds and accurate reporting.
The collected red cherry would initially be sundried and processed into the final product of drudger that would be sorted into clean coffee and then sold to a grievolve Uganda.
However, due to the small space of Kbt stores, red cherry is no longer sundried but rather sold directly on receive from the farmers to A grievolve. The diversion of operation was reached upon by a resolution from Business committee representatives from branches of operation on identifying how red cherry required adequate space that is still a challenge to KBT
Savings & Credit
House hold income and engagement in income generating activities can be attained when there is access to income. The identification of the cooperative being dominated by peasants who do not have access to bank financial services operates the savings and credits scheme to ease farmers access to credits to help engage in productive activities and the different accounts include;
Member savings account; a member is entitled to a share of 20,000 and saving of minimum amount 2,000. Members are permitted to access loans at 3% interests
Current account; Member are entitled to share capital of 10,000 and saves 2,000 as minimum saving. Loans under current account are accessible at 3% interest and a member is given a loan 2 times the money he or she has saved. A member is eligible to access his saved money at any time he or she wants to use it.
Fixed account; members are entitled to share capital of 60000 and loans under this scheme are accessible at 5% interest.
Piggery Project
KBT Clinic
Project Overview
Due to the identification of sicknesses and illnesses as hindrances to attaining set goals and targets to the respective sub counties as reflected in the different visionary road journeys, Kbt thought of addressing the challenge by establishing the clinic.
Target Groups
The clinic benefits majorly TGB Farmers and other community members that might attend to the clinic for medical assistance
Family Livelihood
Grievances and wrangles are inevitable in all society settings. Kbt is an integral cooperative with accumulated numbers of over 11,000 people. The cooperative addresses domestic violence in the communities of operation to promote harmony, peace and reconciliation in families. This is achieved through community sensitization and awareness meetings that involve drama and verbal communication on gender-based violence in its forms of sexual, financial, physical and emotional violence that are experienced in the community. It further offers guidance and counseling, psycho social support, advocates for rights of women and children, promote awareness on sexual and reproductive health to ensure a violence free society and promote sustainable development.
